Unum Dental Insurance: Get Help Understanding Your Coverage
When you are considering dental care, the most useful insurance information is the information that applies to your own Unum plan. Riverbank Modern Dentistry can help request that information and discuss the details with you in plain language.

Unum Dental Insurance Questions? Start Here
Exclusions and waiting periods are easy to miss when you only look at headline benefits. We help you review them with your Unum plan.
Many plans cover preventive care. Ask us to check your plan for:
✓ Dental cleanings
✓ Dental exams
✓ Dental X-rays
*Disclaimer: Coverage details vary by policy. While many plans cover preventive care, some do not. Our friendly team can contact your plan administrator to confirm your exact benefits before your visit.
We can take the next step with the administrator
Call our office at 209-315-6300 and provide the Unum member or subscriber information available to you. We can contact the appropriate administrator for a detailed breakdown of benefits and review the response with you. You do not need to call the insurance company yourself.
Understand the conditions alongside the benefits
In addition to service categories, the benefit information may list exclusions, waiting periods, annual maximums, deductibles, or other limitations. We will explain the details that are available for your plan and clarify that the final claim decision is determined under the plan's terms.
How our office can help
Call Riverbank Modern Dentistry at 209-315-6300 and share the insurance information available to you. Our team will be glad to contact the appropriate insurance administrator, request a detailed breakdown of benefits, and guide you through the information we receive. You do not need to call the insurance company yourself.
Frequently asked question
Q: Can you explain exclusions or waiting periods shown in the benefit response?
A: Yes. We can review the information returned by the administrator with you and explain what those terms mean for the proposed dental services.
Visit Riverbank Modern Dentistry
Our team is here to help you understand the insurance information available for your proposed dental care. Benefit information is subject to the terms of the specific plan, eligibility, applicable limitations, and final claim review; a benefit inquiry is not a guarantee of payment. Call 209-315-6300 to get started.